I tried to get into the tribe house, and it loaded for a long time, so I x'ed out of tfm and tried to relog in, and when the log in screen showed my outfit didn't show like it usually did, it just showed me wearing nothing.

Whats going on? Can I fix this?

Hmm. I believe it's because when you closed the window, your mouse sprite was technically naked. Now that you've got your clothing "on," does it still show?

The log in screen wont even load.

The main server lost connection to all but one satellite server. There has been a restart now and the issues should be resolved.